Just
last year, my family and I were facing foreclosure, and the thought of losing
our beautiful home where we’d hoped to raise our kids just saddened us beyond
words. We cried and raged about the injustice of it, but in the end, we knew it
was our fault. We hadn’t notified our bank when my husband lost his job, and
now we need a mortgage foreclosure attorney to
help us keep our home. Now, I have no idea how to go about choosing the right
foreclosure lawyer for our situation, so when a friend recommended Credit-yogi.com, I went right to it, and I’m so glad I
did.
There
are several ways to choose the best foreclosure of
mortgage attorney, as I learned. However, there are a couple of other
things to do before I hiring a lawyer, such as contacting HUD, the Department
of Housing and Urban Development, according to Credit-yogi.com.
I couldn’t imagine what HUD could do for us, but I found out. Turns out that
HUD has housing counselors who can help folks in my family’s position to get
through the “red tape” and look into mortgage modification if we so chose.
Modifying a mortgage just means making changes to it so the payment is lower.
Even if I go ahead and get a lawyer, the housing counselor can help me organize
all the information he’ll need. I found that comforting.
The
fiscal professionals at Credit-yogi.com strongly
suggested that I make a chronology of what happened to put me in this position,
and that I get someone who understands mortgageforeclosure with law experience. I
retained the help of a HUD counselor to work with me so I could pinpoint
exactly what happened and offer proof of the financial hardship we are now
living with. I had to provide the letters I received after I applied – and was
turned down – for mortgage modification, along with any other letters I got
when we fell behind on our payments. I also pulled together a log of all the
conversations I had with our bank so the lawyer (assuming I got one) could look
them over.
Know More About Mortgage Foreclosure Process
Once
all of my information was organized, I still wanted to hire a mortgage foreclosure attorney. The question was how to
go about it. Again, Credit-yogi.com came through
for me. I discovered that word of mouth is an excellent way to hear about good
(and bad) attorneys, as is utilizing a lawyer referral service. Online
attorneys are a good source of possibilities, and so is getting other
attorneys’ opinions of the ones I was looking at. I found a great foreclosure
defense lawyer and won my case.
Credit-yogi.com
was a godsend when I really needed one. It helped me keep my home, and if
you’re facing foreclosure, it can help you, too. Just call 866-964-9644 for a
free consultation.
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